Mortgage and Insurance Reports in Sutton and in Sanderstead, and in all Locations in Surrey
Mortgage and insurance reports might be needed if lenders require an accurate valuation of trees on the grounds of a property, or if your insurer needs evidence-based information. W.J. Kent Tree Consultants Ltd can compile a report in clear terms with an additional option of photographs so that a tree’s condition, species, size and proximity to buildings or structures can be outlined to all key stakeholders.
A report allows for proportional action to be taken, and a principal decision-maker will also be able to plan out effective timeframes.
Individual areas covered by our company include:
Banstead | Caterham | Coulsdon | Croydon | Epsom | Purley | Redhill | Reigate | Sanderstead | Sutton | Warlingham | Whyteleafe | Surrey
We can produce mortgage and insurance reports for a home, commercial property or shared accommodation, making provisions to include Tree Preservation Orders (TPOs) and work in conservation areas if needed.
A targeted investigation means you never pay for unnecessary works.
Scenarios
W.J. Kent Tree Consultants Ltd can use mortgage or insurance reports to fulfil specific customer and client scenarios. Each report can be produced in line with your circumstances so, whenever a lender or an insurer needs information on trees, we will be there to provide it.
We can assist with:
Mortgage Valuations
Lenders will often request a tree report prior to approving mortgage loans. Our consultants can undertake inspections, taking a series of measurements, identifying each species, recording the proximities of trees to buildings, taking photographs, and making recommendations.
A lender-ready report supports future actions and timescales.
Insurance Policies
Prior to issuing or renewing a policy, an insurer might ask for risk evidence. W.J. Kent Tree Consultants Ltd creates initial assessments and records defects, taking crown sizes and elevations into account. We can also produce a tree management plan if an insurer needs one.
Documenting risk helps in creating proportionate control measures.
Subsidence Issues
Subsidence can be a cause of concern because it can impact trees and affect soil. Again, our consultants compile mortgage and insurance reports which discuss how subsidence is affecting the tree’s health, and its roots, with our investigative and monitoring ideas included.
The report defines clear and actional steps to deal with subsidence.
Replanting Risks
Heaving and replanting risks are also common, especially if there is a larger tree close to a building, or an installation, with shallow foundations. In addition to the report, we will make recommendations on staged works and tree species, backed with advice and aftercare.
These reports mitigate risk by including sensible control measures.
Post-Storm Safety
In the aftermath and storms or strong winds, trees may have suffered damage. Partial failures, and even collapses, can be common. Booking in for a condition report must be prioritised. We will include make-safe advice in our report, which will also come with a safety memo.
These reports create concise records for lenders and for insurers.
W.J. Kent Tree Consultants Ltd is a specialist for mortgage reports, insurance reports and more. Customers and clients from the Banstead, Caterham, Coulsdon, Croydon, Epsom, Purley, Redhill, Reigate, Sanderstead, Sutton, Warlingham, Whyteleafe and Surrey areas can use us for detailed reporting based on what the lender or insurer needs.
We also specialise in the following:
Most issues can be addressed and, if required to, our company can be proactive in arranging non-invasive radar technologies where smaller and more targeted pits can be assessed, and all addendums provided.